Insurers need to know what an item is, what it is worth and who owns it. Vaultik gives resale platforms that record — authentication, valuation and a Digital ID — so insurance can be offered on verified items.
Insuring a pre-owned luxury item is hard when nobody can confirm it is genuine or agree on its value. Vaultik's KYP protocol answers those questions first: is it authentic, what is it worth, what condition is it in, and who owns it.
The result is stored on the item's Digital ID, which the platform can pass to insurance partners with a clear, documented record attached. Our collaboration with Chubb on watches and jewelry is a live example of this journey.
AI screening plus expert review on every item before it is insured.
A documented value to base the insured amount on.
A tamper-proof record of the item, its condition and its owner that follows it through resale.
Results returned via API so they can flow into checkout or partner quote flows.
Receive results as they are confirmed and trigger the next step automatically.
Offer the experience inside your own product, under your brand.
The item is listed or received; photos are sent to Vaultik.
Authentication, valuation and grading, with expert review.
Results are written to the item's Digital ID.
The verified record is shared with an insurance partner for a quote.
No. Vaultik authenticates, values and records items. Insurance is offered and underwritten by insurance partners.
Yes. Vaultik collaborates with Chubb so eligible watches and jewelry can be authenticated, valued and then quoted for insurance in one journey.
Usage is token-based. A full KYP assessment uses 15 tokens; every business account includes 50 tokens every month.
No. AI alone cannot authenticate a watch or any other product. It is the first line of defence, and expert human review is always part of the process.
Related: Watch & jewelry insurance · Insurance & warranty · Resale · Handbag & Watch API · Marketplaces
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