Vaultik Collaborates with Chubb on Watch and Jewelry Insurance

The collaboration connects three processes that have historically been fragmented: understanding whether an item is authentic, establishing its value and arranging appropriate insurance protection.

Through Vaultik, customers can capture their watch or jewelry using a guided digital journey and complete authentication and valuation. Staying within the same app, customers can continue to get an insurance quote from Chubb for authenticated pieces and, if eligible, purchase coverage underwritten by Chubb.

Every AI-generated Vaultik valuation result is reviewed by experts at Birmingham Assay Office—one of the UK's four official Assay Offices and a trusted authority in precious metals, hallmarking, watches and jewelry since 1773. This expert human review adds an additional layer of assurance and supports reliable, market-informed valuations for valuables submitted through Vaultik. The collaboration represents a significant step towards making protection for valuable objects faster, easier and more accessible.

The traditional process of insuring a watch or piece of jewelry can involve several independent steps. An owner may need to identify a qualified appraiser, arrange a physical appointment, transport the item, wait for a valuation report and then approach an insurance provider separately.

The process can be time-consuming, expensive and difficult to navigate—particularly for someone protecting a valuable item for the first time.

Vaultik was built around a different idea: that technology should make it easier for people to understand, manage and protect the objects they own. By combining digital authentication and valuation through Vaultik with access to insurance solutions from Chubb, the experience creates a more connected journey from ownership to protection.

The customer is guided through a digital capture process designed for their watch or jewelry.

Vaultik's technology evaluates the information collected during the journey and produces authentication and valuation outputs for eligible items. Each AI-generated Vaultik valuation result is reviewed by Birmingham Assay Office. Staying within the same app, customers can then continue to get an insurance quote from Chubb and, if eligible, purchase coverage underwritten by Chubb.

Instead of navigating multiple providers and repeating the same information several times, the experience takes place within one connected journey: capture, authentication and valuation with Vaultik, Birmingham Assay Office review, Chubb insurance quote, eligible coverage. Vaultik authenticates and values; Chubb offers and underwrites eligible insurance coverage.

Vaultik's AI is designed to make the first stage of authentication and valuation dramatically faster, but the process does not rely on automation alone.

Every AI-generated Vaultik valuation result is reviewed by Birmingham Assay Office. Founded in 1773, Birmingham Assay Office is one of the UK's four official Assay Offices—the bodies responsible for testing the purity of precious metals and applying legally recognized hallmarks—and it also provides specialist watch and jewelry valuation services.

By combining Vaultik's technology with expert human review, the experience can deliver speed without removing professional oversight, supporting reliable, market-informed valuations before a customer continues to the Chubb insurance quote journey.

Chubb brings extensive experience in providing insurance protection for valuable articles. Its Valuable Articles Coverage is designed to provide flexibility for customers protecting anything from a single treasured piece to a wider collection. Chubb's insurance expertise complements Vaultik's technology for identifying, authenticating and valuing physical assets.

For Vaultik, the announcement is also an important milestone in its broader mission. The company is building the infrastructure through which valuable objects can become digitally understandable and easier to manage throughout their lifetime—from authentication and valuation to insurance, ownership records, aftercare and resale.

People often know what an object means to them. They do not always know its current market value, how to document it correctly or what is required to insure it.

Vaultik helps close that gap. By establishing reliable information about an item before presenting an insurance journey, customers can make decisions using a clearer understanding of what they own.

The objective is not only to digitise an existing process. It is to create a better one.

A watch or piece of jewelry may represent a major purchase, an achievement, an inheritance or a personal memory. Regardless of why it matters, protecting it should not require weeks of administration.

The collaboration between Vaultik and Chubb introduces a more immediate and intuitive experience—one designed around the customer and the object they want to protect.

Authenticate. Value. Protect.

Insurance described is offered by Chubb Insurance Solutions Agency Inc. (California license no. 0D12120). Insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is a third-party insurance carrier and is not an affiliate of Mintouge Ltd (trading as Vaultik / Collect App). Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.

Surplus lines insurance sold only through licensed surplus lines producers. CISA, 202 Halls Mill Road, Whitehouse Station, NJ 08889-1600. If you get an insurance quote on this site, Vaultik may receive compensation relating to product visibility. Vaultik does not receive compensation or commission from the sale of insurance. Use of the term 'partner' and/or 'partnership' is for marketing purposes only and does not imply a legal partnership between the parties.