--- title: "Embedded Insurance for Resale Platforms | Vaultik" url: https://vaultik.com/solutions/embedded-resale-insurance description: "Connect authentication, valuation and Digital IDs to insurance partners so resale platforms can offer protection on verified luxury items." lang: en --- Solutions ### Industry & Service ### Solutions. View All Solutions (https://vaultik.com/solutions) #### Industry Verticals ##### Brands & Retailers Brand protection, Digital IDs, and post-sale services https://vaultik.com/solutions/brands-retailers ##### Marketplaces & Auctions Fraud prevention and verified listings https://vaultik.com/solutions/marketplaces-auctions ##### Labs & Assay Offices AI augmentation and digital certificates https://vaultik.com/solutions/labs-assay-offices ##### Insurers & Brokers Underwriting and claims automation https://vaultik.com/solutions/insurers-brokers ##### Lenders & Fintechs Asset-backed lending infrastructure https://vaultik.com/solutions/lenders-fintechs #### AI Services ##### Customer Care AI-powered post-sale support https://vaultik.com/solutions/services/customer-care ##### Repair Services Automated repair workflows and service routing https://vaultik.com/solutions/services/repair ##### Return Fraud Prevention Authenticate returns and stop $101B in fraud https://vaultik.com/solutions/services/returns ##### Insurance & Warranty Underwriting and claims infrastructure https://vaultik.com/solutions/services/insurance-warranty ##### Loyalty Programs Token-based loyalty and rewards https://vaultik.com/solutions/services/loyalty ##### Resale & Recommerce Verified secondary market enablement https://vaultik.com/solutions/services/resale ##### Credit & Lending Asset-backed lending infrastructure https://vaultik.com/solutions/services/credit-lending ##### Watch & Jewelry Insurance Authenticate, value and get a Chubb quote https://vaultik.com/insurance ##### Embedded Resale Insurance Insurance on verified resale items https://vaultik.com/solutions/embedded-resale-insurance ##### Asset-Backed Lending Luxury goods as accepted collateral https://vaultik.com/solutions/asset-backed-lending Products ### AI-Powered ### Capabilities. View All Products (https://vaultik.com/products) #### AI Issuance ##### Digital ID Tokenized identity for physical assets https://vaultik.com/products/digital-id ##### NFC & QR Codes Smart tags and scannable authentication https://vaultik.com/products/nfc-qr-codes ##### DPP Integration Enrich Digital Product Passports with KYP https://vaultik.com/products/dpp-integration #### AI Products ##### Full KYP Assessment Complete 5-decision authentication suite https://vaultik.com/products/full-kyp ##### Authentication Only AI-powered authenticity verification https://vaultik.com/products/authentication ##### Valuation Only Real-time market pricing intelligence https://vaultik.com/products/valuation ##### Condition & Repair Automated condition grading and repair assessment https://vaultik.com/products/condition-repair ##### Ownership Verification Cryptographic proof of ownership https://vaultik.com/products/ownership Technology ### Institutional-Grade ### Infrastructure. Technology Overview (https://vaultik.com/technology) 01 #### KYP Protocol The KYC for products — 5 AI decisions https://vaultik.com/technology/kyp-protocol 02 #### Custom Training Your dataset, your agents, your API https://vaultik.com/technology/custom-training 03 #### Handbag & Watch API Authentication API for developers and retail platforms https://vaultik.com/api/handbag-watch-authentication 04 #### Call for Developers Build on our APIs — Vaultik sponsors custom development https://vaultik.com/resources/blog/call-for-developers-retail-platforms-authentication-api Embedded insurance # Embedded Insurance for Luxury Resale Platforms Insurers need to know what an item is, what it is worth and who owns it. Vaultik gives resale platforms that record — authentication, valuation and a Digital ID — so insurance can be offered on verified items. Start Now: https://business.vaultik.com/ Talk to us: https://vaultik.com/contact-us ## Why insurance starts with verification Insuring a pre-owned luxury item is hard when nobody can confirm it is genuine or agree on its value. Vaultik's KYP protocol answers those questions first: is it authentic, what is it worth, what condition is it in, and who owns it. The result is stored on the item's Digital ID, which the platform can pass to insurance partners with a clear, documented record attached. Our collaboration with Chubb on watches and jewelry is a live example of this journey. ## What the platform gets ### Authentication AI screening plus expert review on every item before it is insured. ### Market valuation A documented value to base the insured amount on. ### Digital ID A tamper-proof record of the item, its condition and its owner that follows it through resale. ### Structured data Results returned via API so they can flow into checkout or partner quote flows. ### Webhooks Receive results as they are confirmed and trigger the next step automatically. ### White label Offer the experience inside your own product, under your brand. ## How it fits into resale 01 ### Intake The item is listed or received; photos are sent to Vaultik. 02 ### Verify Authentication, valuation and grading, with expert review. 03 ### Record Results are written to the item's Digital ID. 04 ### Protect The verified record is shared with an insurance partner for a quote. ## Questions ### Does Vaultik underwrite insurance? No. Vaultik authenticates, values and records items. Insurance is offered and underwritten by insurance partners. ### Is there a live example? Yes. Vaultik collaborates with Chubb so eligible watches and jewelry can be authenticated, valued and then quoted for insurance in one journey. ### How is it priced? Usage is token-based. A full KYP assessment uses 15 tokens; every business account includes 50 tokens every month. ### Is the result decided by AI alone? No. AI alone cannot authenticate a watch or any other product. It is the first line of defence, and expert human review is always part of the process. Related: Watch & jewelry insurance (https://vaultik.com/insurance) · Insurance & warranty (https://vaultik.com/solutions/services/insurance-warranty) · Resale (https://vaultik.com/solutions/services/resale) · Handbag & Watch API (https://vaultik.com/api/handbag-watch-authentication) · Marketplaces (https://vaultik.com/solutions/marketplaces-auctions) ## Add verified protection to resale 50 tokens included every month. Start Now (https://business.vaultik.com/) ### Cookie Preferences We use cookies and similar technologies to enhance your browsing experience, analyze site traffic, and provide personalized content. Your privacy is important to us. You can change your preferences anytime in the site footer. For more information, see our Privacy Policy (https://vaultik.com/privacy) and Terms of Service (https://vaultik.com/terms). ## Structured data ```json [ [ { "@context": "https://schema.org", "@type": "Service", "name": "Embedded Insurance for Luxury Resale Platforms", "description": "Connect authentication, valuation and Digital IDs to insurance partners so resale platforms can offer protection on verified luxury items.", "provider": { "@type": "Organization", "name": "Vaultik", "url": "https://vaultik.com" }, "url": "https://vaultik.com/solutions/embedded-resale-insurance" }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Does Vaultik underwrite insurance?", "acceptedAnswer": { "@type": "Answer", "text": "No. Vaultik authenticates, values and records items. 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